Terms & Conditions

These Terms & Conditions are a binding agreement between you and CURVE Reports Inc. (“CURVE,” “we,” “us,” or “our”). They govern your access to curvereports.com and every related CURVE product or service, including accounts, building and unit pages, owner lists, reports, analytics, data tools, CURVE AI, Condo Docs AI, Social Studio, exports, alerts, emails, shared links, APIs, embeds, and team features (collectively, the “Service”).

By creating an account, starting a trial, purchasing a subscription, accepting an invitation, using an API key or embed, opening a shared link, downloading an output, or otherwise accessing the Service, you accept these Terms and our Privacy Policy. If you do not agree, do not use the Service.

You must be at least 18 years old and legally able to enter into this agreement. If you use CURVE for a brokerage, company, team, fund, lender, appraisal firm, developer, or other organization, you represent that you have authority to bind it. In that case, “you” means both you and the organization.

Order forms, checkout disclosures, plan descriptions, and written enterprise agreements may contain additional terms. If they conflict with these Terms, the more specific written terms control for the subject they address. A sales conversation or support message does not amend these Terms unless an authorized CURVE representative expressly agrees in writing.

CURVE is a professional real estate research platform. It organizes public records, recorded documents, building and unit facts, transaction histories, ownership records, market statistics, and information you provide. It turns that material into searchable pages, calculations, reports, comparisons, alerts, and generated analysis.

CURVE is not a brokerage, appraisal firm, law firm, accounting firm, investment adviser, lender, title company, insurer, public agency, or fiduciary. CURVE does not represent you or your client, establish market value, certify title or ownership, make a credit decision, guarantee a transaction, or provide legal, tax, financial, investment, lending, appraisal, fair-housing, or other regulated professional advice.

The Service supports judgment; it does not replace it. You are solely responsible for your conclusions, communications, filings, offers, prices, reports, advice, and transactions, and for obtaining qualified professional advice when appropriate.

CURVE relies on public and third-party sources, including public agencies, registries of deeds, assessor records, recorded instruments, condominium documents, licensed data sources, public websites, and information supplied by users or other parties. Source systems may be delayed, revised, incomplete, duplicated, mislabeled, unavailable, or incorrect. CURVE may normalize, match, classify, infer, exclude, or correct records, but cannot guarantee that every issue will be detected or resolved.

A recorded transfer may be non-arm’s-length or otherwise unrepresentative of market value. Examples include trust, estate, foreclosure-related, intra-family, nominal-dollar, sponsor, portfolio, bundled, combined-unit, split-unit, and corrective transactions. Unit labels, square footage, room counts, ownership names, percentage interests, dates, prices, mortgage facts, sale classifications, appreciation, price per square foot, and building denominators may change as records or methods change.

Property and market information can change after CURVE retrieves it. Records may be corrected, replaced, delayed, or removed. Condo documents may be amended, superseded, incomplete, illegible, or interpreted differently by counsel or an authority. Historical outputs may be recalculated or revised without notice.

You must independently verify every material fact against the original source and current market evidence before relying on it. If a CURVE output conflicts with an original record, executed agreement, official source, or current source record, the original or controlling source governs.

CURVE AI, Condo Docs AI, owner intelligence, and related features interpret requests, retrieve evidence, summarize documents, compare records, and draft analysis. Their outputs can be incomplete, outdated, inconsistent, or wrong, even when the writing sounds confident or includes citations.

A citation identifies evidence connected to a statement. It does not guarantee that the statement, source, extraction, or interpretation is correct. These features may miss a qualifying fact, use an imperfect match, misunderstand a document, or fail to retrieve the most current record. No generated output is an appraisal, broker price opinion, title opinion, legal interpretation, underwriting decision, or recommendation to buy, sell, lend, or invest.

You must review the cited evidence, verify all material facts, and decide whether an output is fit for your use. Do not submit confidential, privileged, regulated, or sensitive personal information unless you are authorized to do so and it is necessary for the request. CURVE is not responsible for decisions, communications, or losses based on generated output.

You must provide accurate information and keep it current. Accounts and seats are assigned to identified users. You may not share credentials, authenticated sessions, or access unless an applicable written agreement expressly permits it. You are responsible for activity under your account and for promptly notifying info@curvereports.com if you suspect unauthorized use.

A team administrator controls team membership, invitations, seat removal, the team plan, and team billing. The administrator represents that they are authorized to act for the organization and to invite each user. Team members may lose access when removed, when the team subscription ends, or when the administrator’s payment fails. CURVE may communicate account and usage information needed to administer the team to its administrator.

CURVE may require email verification, reauthentication, payment verification, or other reasonable security checks. We may refuse, reclaim, or change account identifiers and may reject registrations that are misleading, infringing, abusive, or associated with prohibited activity.

Paid subscriptions are billed in advance at the price, currency, billing interval, plan, market coverage, and seat quantity shown at checkout, in your account, or in an order form. By submitting a payment method and confirming a subscription, you authorize CURVE and its payment processor to charge that method for the initial amount and each recurring amount, including applicable taxes and approved seat, market, or plan changes.

Unless a checkout or order form expressly says otherwise, subscriptions automatically renew for successive periods of the same length until canceled. The renewal price is the then-current price for your plan, subject to any valid promotion or advance notice required by law. You must keep a valid payment method on file and are responsible for taxes other than taxes on CURVE’s net income.

Plan upgrades generally take effect immediately and may produce an immediate prorated charge. Downgrades and seat changes may create prorations, credits, or adjustments as shown in the billing flow or by the payment processor. A failed or incomplete charge may leave the existing plan unchanged, restrict new access, or place the account in a payment-recovery state.

CURVE may change prices, plan names, limits, packaging, or included features. For a material price change to an active paid subscription, we will provide notice before the affected renewal when required by law. Continued use after the effective renewal constitutes acceptance of the new price.

Eligibility, duration, features, and limits for a trial or promotion are shown when it is offered. A no-card trial does not charge you and expires unless you separately add a payment method and authorize a paid subscription. If a trial requires a payment method and will convert to paid service, the conversion date, recurring price, and cancellation terms will be disclosed before you authorize it.

Trials and promotional access are limited to the eligible user, may be offered once, may have usage limits, and may be changed or withdrawn before acceptance. CURVE may deny or revoke a trial or promotion for abuse, duplicate accounts, misrepresentation, or attempts to evade eligibility rules.

A referral reward or complimentary billing extension is future free access, not a cash payment, refund, stored value, or transferable credit. The referral page or offer states the qualification rules. When earned by a paying user, the extension is applied after the then-current paid period so the next full recurring charge moves later; no charge is reversed on the award date. Referral rewards may be reversed if an underlying qualifying payment is refunded, disputed, or invalidated.

Promotional codes, gifts, referral awards, and extensions cannot be sold, transferred, combined, redeemed for cash, or applied retroactively unless CURVE expressly says otherwise. If offer-specific terms conflict with this section, those terms control for that offer.

You may cancel through the account billing controls or by contacting info@curvereports.com. Unless the cancellation screen expressly states otherwise, cancellation is effective immediately, access ends immediately, and future recurring charges stop. Cancel before the next charge if you do not want the subscription to renew.

Except where required by law or expressly stated in a written refund policy or agreement, all fees are final and non-refundable. CURVE does not provide refunds or credits for partial periods, unused time, unused features, usage limits, immediate cancellation, plan changes, or failure to use the Service. A full refund, chargeback, or payment dispute may result in immediate cancellation and loss of access.

If a charge fails, CURVE or its payment processor may retry the payment, ask you to update the payment method, suspend paid features, or terminate the subscription. You remain responsible for amounts lawfully incurred before termination and for reasonable collection costs where permitted by law.

While your authorized access remains active and you comply with these Terms, CURVE grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to use the Service for your own internal professional real estate research and ordinary client work.

You may share outputs through CURVE’s built-in sharing tools and may present reasonable excerpts to your direct clients or internal stakeholders. You must preserve CURVE attribution, provide appropriate context, avoid implying CURVE endorses your conclusion, and avoid distributing enough content to substitute for another person’s subscription.

A Social Studio asset exported while you had authorized access may continue to be used publicly in that exact exported form after your access ends. You may add the asset to a post or presentation, but you may not remove or obscure the CURVE mark or data-as-of disclosure, materially alter its facts, create a misleading derivative, or use a collection of assets as a substitute for access to the Service.

Public records remain subject to their source status. CURVE owns or licenses the original selection, cleaning, matching, compilation, normalization, methodology, scores, calculations, arrangement, analysis, report design, software, interface, copy, branding, and other protectable elements of the Service. No rights transfer except the limited license above.

You may not scrape, crawl, harvest, bulk download, mirror, frame, cache, reverse engineer, decompile, probe, copy, republish, sell, sublicense, syndicate, white-label, rebrand, or commercially redistribute the Service or its outputs except through an authorized feature or written agreement.

You may not use CURVE content, prompts, outputs, methods, or access to build, train, fine-tune, benchmark, validate, seed, enrich, or improve a competing dataset, model, report generator, analytics platform, valuation product, lead product, brokerage tool, or substitute service.

You may not bypass paywalls, usage limits, market restrictions, seat limits, or security controls; share API keys or sessions; introduce malicious code; overload or disrupt the Service; use unauthorized automation; falsely imply government or CURVE endorsement; remove attribution; or conceal the source of CURVE output.

You may not use the Service for unlawful, fraudulent, deceptive, defamatory, harassing, discriminatory, privacy-invasive, or abusive activity, including unlawful housing discrimination, unlawful surveillance, or decisions prohibited by fair-housing, consumer-reporting, employment, lending, or other laws. CURVE is not a consumer reporting agency, and the Service may not be used as a consumer report or for a purpose governed by the Fair Credit Reporting Act.

When you create or send a shared link, report, owner list, unit page, AI chat, document analysis, Social Studio asset, or export, you represent that you have a lawful reason to do so and permission to provide any recipient information. You are responsible for choosing the correct recipient, reviewing the content, and protecting the link or file after delivery.

A shared link may display your name, the shared subject, CURVE data, and other context built into that workflow. Anyone who obtains an active link may be able to view it. Do not forward or post a restricted link. CURVE may expire, revoke, throttle, or disable a link at any time and does not guarantee that a delivered email or link will remain available.

Once content is downloaded, copied, printed, forwarded, or received outside CURVE, the recipient may retain it and CURVE cannot control further use. You must not use sharing tools for spam, unsolicited bulk email, unlawful marketing, or distribution of information you are not authorized to disclose.

API, embed, and integration access is licensed only for the approved account, domain, market, use case, volume, and period. Credentials are confidential. You must apply reasonable security, follow documentation and rate limits, and prevent unauthorized access, extraction, caching, or redistribution.

CURVE may monitor integration traffic, rotate credentials, modify endpoints, set or change limits, require attribution, and suspend an integration that creates security, legal, performance, data-rights, or commercial risk. Unless a written agreement says otherwise, CURVE has no obligation to maintain backward compatibility or any particular endpoint, schema, field, uptime, or support level.

You retain any rights you have in content you submit, such as prompts, notes, listing context, uploaded material, support messages, and feedback. You grant CURVE a worldwide, non-exclusive, royalty-free license to host, copy, process, transmit, display, and create technical derivatives of that content only as reasonably necessary to provide, secure, support, and improve the Service, comply with law, and enforce these Terms.

You represent that you have all rights and permissions needed for the content and instructions you provide. You must not submit trade secrets, privileged material, confidential client information, personal information, or third-party content unless you are authorized and the submission is appropriate for the Service.

If you upload a logo or headshot to Social Studio, you represent that you own it or have permission to use, process, reproduce, transform, and publish it in the resulting asset. CURVE may send those authorized identity images, selected CURVE data, and your creative instructions to a business-service AI provider, and may resize, crop, re-encode, store, transform, and combine submitted and generated imagery or generate email copy and HTML solely to provide, secure, and support the feature. You are responsible for reviewing every generated asset before publication or delivery and must not present generated artwork as an authentic photograph of a property.

If you provide suggestions or product feedback, CURVE may use it without restriction or compensation, provided CURVE does not publicly identify you as the source without permission.

The Service depends on or links to third-party sources and services, including public agencies, mapping and property-data sources, payment processing, authentication, cloud hosting, email delivery, and computing infrastructure. Those parties are independent and may change, restrict, interrupt, or discontinue their services.

CURVE is not responsible for a third party’s content, availability, terms, privacy practices, security, acts, or omissions. Your use of a third-party service may be governed by that party’s own terms. A link or integration does not imply endorsement.

CURVE may investigate suspected misuse and may preserve or disclose relevant information as permitted by law. We may immediately limit, suspend, or terminate access; revoke links or credentials; remove content; or block activity if we reasonably believe it presents nonpayment, fraud, abuse, security, legal, data-rights, operational, or reputational risk, or violates these Terms.

You may stop using the Service at any time. When access ends, the license granted to you ends immediately. Sections that by their nature should survive will survive, including payment obligations, ownership, restrictions, disclaimers, liability limits, indemnification, dispute terms, and general provisions.

TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICE AND EVERY DATA POINT, DOCUMENT, LISTING, OWNER RECORD, REPORT, EXPORT, CALCULATION, CLASSIFICATION, ALERT, SHARE, LINK, AI OUTPUT, AND OTHER RESULT ARE PROVIDED “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS.” USE IS ENTIRELY AT YOUR OWN RISK.

CURVE DISCLAIMS ALL EXPRESS, IMPLIED, STATUTORY, AND OTHER WARRANTIES, INCLUDING WARRANTIES OF ACCURACY, COMPLETENESS, TIMELINESS, TITLE, NON-INFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, SECURITY, AVAILABILITY, AND WARRANTIES ARISING FROM COURSE OF DEALING, USAGE, OR TRADE PRACTICE.

CURVE DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, CURRENT, OR SUITABLE FOR YOUR PURPOSE, OR THAT ANY DEFECT WILL BE CORRECTED. CURVE DOES NOT GUARANTEE ANY BUSINESS, CLIENT, TRANSACTION, APPRAISAL, LENDING, INVESTMENT, BROKERAGE, VALUATION, OR OTHER OUTCOME.

TO THE FULLEST EXTENT PERMITTED BY LAW, CURVE REPORTS INC. AND ITS DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, AFFILIATES, LICENSORS, DATA SOURCES, SERVICE PROVIDERS, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR ENHANCED DAMAGES; LOST PROFITS, REVENUE, OPPORTUNITY, GOODWILL, OR DATA; BUSINESS INTERRUPTION; SUBSTITUTE SERVICES; CLIENT CLAIMS; OR TRANSACTION, INVESTMENT, APPRAISAL, LENDING, BROKERAGE, TITLE, VALUATION, OR RELIANCE LOSSES.

TO THE FULLEST EXTENT PERMITTED BY LAW, CURVE’S TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU ACTUALLY PAID CURVE FOR THE SERVICE DURING THE THREE MONTHS IMMEDIATELY BEFORE THE EVENT GIVING RISE TO THE FIRST CLAIM OR (B) ONE HUNDRED U.S. DOLLARS ($100). THIS IS A SINGLE AGGREGATE CAP, NOT A PER-CLAIM CAP.

THE EXCLUSIONS AND CAP APPLY TO EVERY THEORY OF LIABILITY, WHETHER CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, STATUTE, WARRANTY, INDEMNITY, OR OTHERWISE; EVEN IF CURVE WAS ADVISED OF THE POSSIBILITY OF DAMAGE; AND EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE. Nothing in these Terms excludes liability that cannot lawfully be excluded. Where a jurisdiction does not allow a stated exclusion or limit, it applies only to the greatest extent permitted by law.

To the fullest extent permitted by law, you will defend, indemnify, and hold harmless CURVE Reports Inc. and its directors, officers, employees, contractors, affiliates, licensors, service providers, data sources, and agents from any third-party claim, demand, investigation, action, loss, liability, judgment, settlement, penalty, cost, or expense, including reasonable attorneys’ fees, arising from or relating to your content, instructions, use or misuse of the Service, reliance on an output, client or recipient communications, violation of these Terms or law, unauthorized disclosure or distribution, or infringement or misappropriation of any right.

CURVE may control the defense and settlement of an indemnified matter with counsel of its choice. You will cooperate and may not settle a matter in a way that admits fault by, imposes obligations on, or fails to fully release CURVE without CURVE’s prior written consent.

These Terms and any dispute arising from them or the Service are governed by Massachusetts law, without regard to conflict-of-law rules. Any action must be brought exclusively in the state or federal courts located in Suffolk County, Massachusetts, and each party consents to their personal jurisdiction and venue.

TO THE FULLEST EXTENT PERMITTED BY LAW, EACH PARTY WAIVES TRIAL BY JURY. DISPUTES MAY BE BROUGHT ONLY ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN A CLASS, COLLECTIVE, CONSOLIDATED, PRIVATE-ATTORNEY-GENERAL, OR REPRESENTATIVE ACTION.

To the fullest extent permitted by law, a claim must be filed within one year after it arose or it is permanently barred. Before filing, you agree to send a detailed written notice to info@curvereports.com and allow 30 days for good-faith informal resolution. This paragraph does not prevent either party from seeking urgent injunctive relief for misuse, infringement, or a security threat.

CURVE may change the Service at any time, including its features, data coverage, markets, sources, methods, limits, and availability. We may update these Terms by posting a revised version and changing the date above. If a change materially reduces your rights, we will provide additional notice when required by law. Your continued use after the effective date means you accept the revised Terms.

CURVE may provide notices through the Service, by email to the address associated with your account, or by posting on the website. You are responsible for keeping that address current. Notices to CURVE must be sent to info@curvereports.com unless these Terms require another method.

You may not assign these Terms or your account without CURVE’s written consent. CURVE may assign them in connection with a financing, reorganization, merger, acquisition, sale of assets, or by operation of law. CURVE is not liable for delay or failure caused by events beyond its reasonable control.

If any provision is unenforceable, it will be limited to the minimum extent necessary and the rest will remain effective. A waiver must be written and is not a continuing waiver. Headings and summaries are for convenience only. These Terms, the Privacy Policy, applicable checkout disclosures, order forms, and any signed written agreement are the complete agreement concerning the Service and supersede prior discussions on that subject.

Questions about these Terms may be sent to info@curvereports.com. Please include your account email and enough detail for us to understand the request, but do not send passwords, full payment-card numbers, government identification numbers, or unnecessary sensitive information.